• How can I view a home on NextHomeAtlanta.com?  Simply enter the Next Home ID# for the home that you would like to view and you will be directed to the home.
   

• Are you a Real Estate Brokerage company or licensed Realtor?  No we provide a marketing service to assist FSBO homesellers.  We are owned and operated by mortgage professionals who are ready to assist you with your financing needs.
   

•  Are you frustrated with looking for a home on your own?  If you would prefer, we can connect you with top local real estate professionals who are dedicated to finding the right home for you.
   

• Why should I contact a mortgage company, I haven’t even found a home?  A pre-approved buyer has more negotiating power, and can close on the home in a matter of days, instead of weeks.  By starting the process early you will be a more educated and prepared buyer once you find your dream home.  To be pre-approved now please visit www.mwmartin.com and click on the “Apply Now” header.
   

• What is the difference between a mortgage pre-qualification and pre-approval?  These two terms seem interchangeable, but there are some big differences.

A pre-qualification is used to determine how much money a potential homebuyer will be eligible to borrow prior to actually applying for a loan.  A pre-qualified buyer has answered some general financial questions to determine a loan amount he or she could be approved for.  A pre-qualification helps the buyer find a home within their budget, but the buyer has not actually applied for a mortgage loan.
 

A pre-approved buyer has made application for a mortgage loan prior to finding a property.  A pre-approval involves more detailed analysis of the buyer’s credit history, income, employment, and assets.  A pre-approval letter is issued once and underwriter or automated underwriting system has made a decision based on the details of the loan application.  The pre-approval letter is a commitment in writing to fund the loan, pending certain contingencies are met (ex: appraisal requirements, pest inspections, clear title, and verification of documents submitted to support the loan application).

•  Where can I receive help in negotiating a sales contract?  There are many sources available online, or if you prefer, we can refer an Attorney who specializes in real estate to walk you through the process and review your contract.